A few friends have asked me about my thoughts on credit cards. It is a love hate relationship, however, when used wisely credit cards can be your friend. Yes, read that one more time, credit cards CAN help your current credit score. How is this possible you wonder? Well it is important to understand your [...]
Archive for April, 2008
Get a credit card, now, and use it ‘wisely’!
Posted in Personal Finance, tagged credit cards, credit score, Personal Finance on April 8, 2008 | 2 Comments »
529 Plans: Another Way to Save
Posted in Personal Finance, tagged 529 plans, college savings, oregon college savings plan on April 7, 2008 | 1 Comment »
Recently I’ve been considering ways to save beyond my Roth IRA, workplace 401k, and stock brokerage account (which I don’t consider to be “savings”). In addition, I have a “high yield” savings account with Emigrant Direct, and a Prosper account too (which I’m currently pulling my funds out of). I also have adequate emergeny savings.
What other [...]
New graduates, getting a job and network!
Posted in Career, tagged Career, Facebook, LinkedIn, Networking on April 5, 2008 | 1 Comment »
Up the Ladder is aimed at young professionals who are just about to graduate or have recently graduated. With that in mind, it is about that time to start finalizing those offer letters (or to start the process of job hunting if you haven’t!).
Recently I stumbled upon a couple interesting articles that I really think [...]
IKEA: Banning the Bag
Posted in Business, tagged green business, IKEA, reusable bags on April 5, 2008 | Leave a Comment »
The first time I shopped at an IKEA, I was surprised to find the bags cost a nickel each. Being the cheapskate I was at the time, I decided to go bagless and cart everything out to my car.
Apparently, the vast majority of IKEA shoppers are in the same boat as yours truly. Since initiating [...]
Forbes on the Most/Least Profitable Businesses to Start
Posted in Entrepreneurship, tagged Entrepreneurship, small business on April 2, 2008 | 1 Comment »
I ran across this interesting article today on Forbes.com. Forbes took a look at 100,000 small companies (revenues < $10M) and examined their pre-tax profits.
Good news for me – accounting services ranked #1 as the most profitable business to start, with an average pre-tax margin of 25%! The theme I got from the top 10 and [...]